Start with the budget and the commute. A common rule of thumb is that landlords look for an annual income of about forty times the monthly rent, and applicants without that income often use a guarantor; ask about the requirements before you pay any fee. In New York State, application fees are capped at twenty dollars and a security deposit cannot be more than one month’s rent, so be wary of anyone who asks for more.
Since the FARE Act took effect in 2025, the person who hires a broker is expected to pay the broker’s fee, which in most rentals means the landlord rather than the tenant. Rules change, so check the current guidance from the NYC Department of Consumer and Worker Protection and ask for a written breakdown of every cost.
Before signing, visit in person, look for signs of leaks, mould or pests, test the heat and hot water, and ask who pays for utilities. Research the building on the city’s HPD website for violations, and check whether the unit is rent-stabilised, since stabilised apartments have limits on increases set by the Rent Guidelines Board. Keep copies of the lease and every message.
Never send money by wire transfer or gift card to someone you have not met, and be suspicious of prices far below the neighbourhood norm. Our Rentals page shows ads from owners and tenants; we do not verify them, so apply the same checks.